Wednesday, August 29, 2007

Getting a Pre-Approved Mortgage

Getting pre-approved for a mortgage

Once you've decided that you want to be in a home of your own, it only takes a few minutes for us to pre-approve your mortgage amount. Apply for a mortgage online or over the phone.

With a pre-approved mortgage:

  • you know how much you can afford
  • Many realtors want you to have a pre-approval before they go to work for you
  • sellers will take your offer more seriously if they know financing is lined up
  • your mortgage interest rate can be guaranteed for up to 120 days.

We’ll also talk about closing costs, and make sure you have the money you need for the little extras required when purchasing a home, like inspection fees, appraisal fees, legal fees, moving costs, and property transfer tax.

It's important to deal with someone that specializes in mortgages. I'm a mortgage broker in BC and work primarily in the Vancouver, Surrey, White Rock, Langley area. Don't hesitate to give me a call if you have any questions regarding the mortgage process.

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